No fixed interest rate
Fixed rentals regardless of LIBOR
No ability to upgrade or expand your system
Built in upgrades for system add-ons
Loan tied in with your banking commitments
Finance kept separate from core banking arrangements
All your borrowings viewed in one facility
The ability to utilise other sources of funding
Using valuable credit lines
Additional credit lines
Loan repayable on demand
Term fixed
Often personal/ asset charges taken
Often services and maintenance cannot be financed
Total solution finance available
Offer general banking services
Specialists in financing IT Solutions