No IT knowledge

IT investment is moving increasingly towards services, software and generally 'intangible solutions'. Banks and general finance companies do not have the specialist knowledge needed to provide the right finance solutions for IT projects.

IT finance specialists

CCL specialises in financing IT so it's our business to understand IT solutions. We can provide the right finance solution for your business, and we can finance the entire solution, not just the tangible elements.

Fluctuating payments

Bank finance is subject to the vagaries of the economy at large, which makes cash flow forecasting less exact.

Fixed payments

With CCL, your payment is fixed for the duration of the term, regardless of what is happening within the economy.

Credit lines reduced

Most businesses need several different lines of credit to manage cashflow and/or achieve growth. If you finance your IT through your bank or a general finance company, you've just exhausted a credit line.

Credit lines maintained

CCL is not interested in financing your company cars, or the purchase of your headquarters, so it makes sense to put your IT finance with us, leaving your existing lines of credit intact.

Payment in full, on demand

With a bank, particularly, the debt can be recalled on demand, meaning that you may have to suddenly find the cash to pay for your IT solution.

Fixed term contract

With CCL, you get a contract that fixes the term of the finance.

Affects other borrowing

Your bank knows a lot about your business. It knows the size of your overdraft and whether you have other finance contracts in place. It also knows your strengths and weaknesses. All this knowledge is brought to bear on every request for finance that you put to your bank, and it is likely that they will attach restrictions on future borrowing, and may reduce the limit of your overdraft facility

No effect on other borrowing

CCL is completely autonomous. The size of your overdraft and other financial commitments are of no interest to us, and we do not have the ability to restrict your borrowing elsewhere.